1. Fill Out Online Application
   Explain your property, income, and goals.

2. Receive Your Free Assessment
   We'll calculate your home's equity and show you your choices.

3. Finalize Your Offer
   Review your rate, payment term, and total borrowing limit — with full transparency.

4. Receive Funds & Start Your Plan
   Once approved by a lender, funds are typically disbursed quickly so that you can focus on what matters.

Eligibility Criteria

You could qualify if:

• • Own a home or property in Canada

• • Have a stable source of income

• • Have sufficient equity (usually 20% or more)

• • Are not bankrupt or under foreclosure

Your credit may not be perfect, but Capital Lynk can help you — we look at your whole financial picture, not just your credit score.

When to Use a Home Equity or Mortgage Loan

• Consolidate multiple debts into one easy monthly payment

• Make major renovations or repairs to your home

• Invest in your property portfolio or business

• Pay for education, holidays, or medical bills

• Refinance to access lower interest rates

How Homeowners Choose Capital Lynk

We combine technology with human expertise — giving you speed without compromising the personal touch.

Our advisors ensure you understand every term, every payment, and every decision before you sign.

Because at Capital Lynk, we think responsible, smart borrowing that puts you on a path to a confident future.

Release the equity in your home.

Apply online or speak with a Capital Lynk advisor to discover how much you qualify for — no obligation and no pressure.